Your gold is more than just a precious possession — it’s a gateway to financial freedom. With a Gold Loan, you can instantly access funds to meet your personal and financial needs. At Best Finance, we provide quick and hassle-free gold loans by pledging your unused gold ornaments. This is the smartest way to make your idle gold work for you — transforming it into a powerful financial resource. With minimal paperwork, transparent valuation, and rapid disbursal, you can get funds within minutes based on the real value of your gold.
At Best Finance, we believe in providing gold loans with clarity, fairness, and trust.
| Age | Applicants must be between 18 and 75 years of age. |
| Gold Ownership | The applicant must be the rightful owner of the gold ornaments being pledged. |
| Gold Purity | Gold ornaments should have a purity between 14 to 22 carats. |
| Gold below 18 carats | Gold below 14 carats will not be accepted. If the purity is below 22 carats (but not less than 14), the value will be proportionately calculated based on the 22-carat benchmark. |
| KYC Compliance | Submission of valid Know Your Customer (KYC) documents is mandatory. |
| Income Verification | Applicants should demonstrate adequate income or cash flow to ensure timely loan repayment. |
| Nominee Requirement | The borrower must nominate a family member. In case of the borrower's unfortunate demise, the nominee will have the right to repay the outstanding loan and retrieve the pledged gold. |